Post by Chris Green Post by ChrisND @UKRW Post by Chris Green
My daughter is looking into buying a (just over) 100 years old
converted barge, it's a liveaboard and she won't be moving it
anywhere, just living on it.
Who will insure something like this? Any ideas?
Hmm, interesting one. I think the answer depends on exactly what needs
to be insured - and where and on whose waters.
The 'what' means, is it the boat itself? (against what potential losses
- eg fire, theft, sinking?), the contents? third party insurance?
Yes, it's contents and the structure of the boat she wants to insure
as it would be expensive if there was a fire for example.
Post by ChrisND @UKRW
The 'where' will be affected by the navigation authority concerned who
will have their own version of what is needed - so that might be the
best starting place?
It's at a private marina on a tributary of the tidal Deben, other
boats at the same marina have no insurance so there is no requirement
Post by ChrisND @UKRW
One final thought, you say barge? If it is actually a narrow boat then
insurance may well be different. There is also a huge difference
between a boat that is not capable of movement and one that is capable
but does not move.
It's a converted Grimsby barge, it's now 65ft long and 20ft beam so
definitely not a narrow boat! It was sailed down from Grimsby under
its own power in 2013 but it isn't immediately 'drivable' now though
not much needs to be done to make it so again.
I am mainly a narrow boat person in these respects, so I can't really
help on barge insurance, but I would strongly suggest to contact one of
the specific barge ownership groups eg https://barges.org and also seek
out specific barge forums of different types to see what options they
recommend for historic craft.
Incidentally, I run a website at www.hiwb.org.uk for historic inland
working boats of all uk types. You might find some of the links on the
commercial services page worth a try. Also, if you could send me a few
photos of yours and a bit of history, I will add it to my site and/or
Author & Publisher: "A Boaters Guide to BOATING"
Mixing old and new waterway techniques. ISBN 9780953151202